Florida Pet Insurance | Pet Insurance Plans in Florida

Every pet owner wants to ensure their beloved furry friends are well taken care of and in the best of health. That's why many are investing in pet health insurance. If you're considering insurance for your dog, cat, or any other special pet, our company can help you find the perfect plan. We've got your pet covered throughout Florida.

The Importance of Florida Pet Insurance

One in three pets will unexpectedly get sick or injured this year, both in Florida and nationwide. From Miami to Pensacola, caring for a sick pet is becoming increasingly expensive.

All pet owners can benefit from insurance in case something goes wrong. However, pets in Florida face specific health risks that make insurance especially valuable.

Find out how you can protect your beloved pets with health insurance that covers vet bills for new accidents, diseases, cancer, emergencies, and genetic conditions, as long as they are not pre-existing.

What is a Pre-Existing Condition?

A pre-existing condition is any health issue your pet had or showed signs of before you got insurance, including during any waiting periods. Pet insurance companies do not cover these conditions.

Health Risks for Florida Pets

  1. Heat Stroke
    If your pet enjoys spending time outdoors, be cautious during Florida's scorching weather. Never leave your pets alone in a hot car, and always ensure they have access to cool water.
  2. Sago Palms
    While sago palms are popular in Florida for their easy maintenance, they are extremely dangerous to pets if ingested. Every part of the sago palm is toxic, especially the seeds. If your pet consumes any part of a sago palm, contact a vet or pet poison control center immediately.
  3. Insect Bites
    Insect bites and stings are common in Florida. While most are just itchy or painful, some can cause severe harm to your pet. If your pet is bitten or stung, watch for signs of allergic reactions or poisoning. A visit to the vet may be necessary for further examination.

Florida Pet Insurance for All Ages

Whether your pet ends up in the emergency room due to mischief or develops an unexpected illness as they age, medical care can be expensive at any stage of life.

Pets Up to Five Years Old

Young pets can get sick despite their boundless energy, often because they eat things they shouldn't. It's best to invest in pet health insurance early to cover potential health issues before they arise.

Pets Six and Older

As pets age, they may face genetic health issues that can be costly to treat without insurance. With Healthy Paws, you can save significantly on vet bills. Pets aged 8 weeks to 14 years can enroll and be covered for their entire policy lifetime.

Understanding Florida Pet Insurance

With Florida Pet Insurance, you can take your pet to any licensed vet, specialist, or emergency hospital, ensuring they get the care they need when it matters most. After enrolling, there is a 15-day waiting period for accidents and illnesses, and a 12-month waiting period for hip dysplasia.

Claims are fast and straightforward—no hassle with forms. Simply take a picture of your vet bill and send it to us. Claims are usually processed within two business days, and reimbursement checks are sent directly to the pet owner. For the first claim, medical records are required. We may also work with your vet to pre-approve expensive treatments, helping to reduce your upfront costs.

Start protecting your pet today with our comprehensive health insurance coverage. Ensure your special friend is shielded from all the risks Florida might bring.

Get insurance plans with wide-ranging coverage options

Get a pet insurance quote in under 2 minutes!
Get Started